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fDesc[0] = "EazyEFT is an easy to use utility for the management <br /> of direct debits / credits and the generation of &quot;EMT&quot; files which <br /> can then be sent to your bank, subject to prior registration and <br /> acceptance with the bank. EazyEFT can help reduce the hassle and cost of <br /> reminders and telephone calls by collecting money via electronic<br /> funds transfer. In some organisations, where cash collection <br /> involved a personal visit to the customer, EazyEFT can save the <br /> organisation a considerable amount of time and cost. In the present<br /> culture of late payments and tight cash flows, Direct Debit is <br /> becoming a more widely used method of collecting payments. Companies<br /> and individuals are now agreeable to the concept, as it is standard <br /> practice with utility companies and finance arrangements.";

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