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fDesc[0] = "Software generates a schedule of periodic payments to repay a fixed, variable rate or Interest-Only Loan over a user-selected time interval. Customize the schedule by adding, editing or deleting payments. Document irregular payments, balloons and rate changes. Add additional payments or fees. View graphs. Print. Use Amortization schedule Software for real estate mortgages, contract sales and notes, car loans, and more.<br /> Software shows the principal balance remaining at the end of each period and the amount of each payment that is applied to principal and interest in actual dollar amounts.<br /> <br /> Data entered may be stored/saved anywhere on your hard drive, to a shared network drive, or to external diskette for quick retrieval. You can export data to an ASCII text file via space, tab or comma delimited format which may then be imported into any spreadsheet such as Excel.<br /> Print and print preview is built-in. View graphs of your loan.<br /> <br /> Even if you are fortunate enough to pay upfront for your home or car, or to pay a substantial down payment, you still may be better off to make a small down payment, take a sizable loan, and invest your funds in other ways. This decision depends on how favorable a loan you can negotiate and what alternative investment opportunities are available.";

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