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fDesc[0] = "The Issuer Simulator will validate MChip4 cryptograms (SKD=2.1 or CCD or UKIS) and CVC3s with IV generated in the standard way, including PIN IVs. The simulator will also validate online PIN blocks that are part of the authorisation request. The simulator can provide ARPC with response code and also scripts as part of the authorisation response.";

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