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fDesc[0] = "Automated Clearing House (ACH) is an electronic network for financial transactions in the United States. You can use the ACH payment to deposit funds for payroll, employee expense reimbursement, paying vendors, etc.<br /> <br /> The ezAch Deposit program simplifies the process to create NACHA ACH files for fast electronic fund transfers. The NACHA Operating Rules require that ACH credits settle in one to two business days and ACH debits settle on the next business day.";

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