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fDesc[0] = "LayBack facilitates quick and easy betting calculations. Instantly telling you all the details you need about placing a bet to win after already initiating a "lay". Exactly what you need when playing on-line Baccarat. There can be betting situations where you choose to take a "lay" position (i.e. bet on something NOT happening) and IF the odds move against your initial position, you then take a contrary view and "back the win". Effectively, creating a "trading" situation.";

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