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fDesc[0] = "N-CAP'R AV , also known as N-CAP’R Assessed Value, can clearly demonstrate that a change in current market – mortgage interest rates, loan-to-value ratios, debt coverage ratios, amortization and/or other lending terms, will result in changes of indicated value, overall capitalization rate, equity dividend rate, equity yield rate, and other income-value related ratios.";

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