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fDesc[0] = "The Ultimate Debt Manager is a debt management and reduction tool designed to handle the complex financial situations of today&#039;s American family.<br /> <br /> The Ultimate Debt Manager was developed specifically to help those who find money management difficult, boring or who really just don&#039;t want to spend hours on it. Following it&#039;s simple recommendations, you&#039;ll know where to best use any excess cash you might have from your income. Even if you have low, or heaven forbid no income, it&#039;ll offer some recommendations on what debts to payoff at what rate.";

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