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fDesc[0] = "Mortgage Minder 4.0 is one of the most easy to use; feature rich mortgage calculators you can buy. It calculates extra principal payments, different compound periods, variable interest rates, interest free periods, and balloon payments with ease. Save and restore data so you can track an unlimited number of loans. New completely rewritten reporting feature with print preview. Mortgage Minder has stood the test of time and has been continually updated since 1996! Major enhancements for 2004. New, even easier to use interface. <br /> <br /> Adding extra principal amounts to your monthly payment can significantly reduce the term of your mortgage and the amount of interest you pay. Use Mortgage Minder to show you exactly how much you will save. Contains integrated tools to demonstrate what-if scenarios, like a Payoff Date Wizard, Missing Value Wizard, and a Payment / Rate Matrix.<br /> <br /> Other features include the ability to send e-mail reports right from Mortgage Minder as well as the ability to create PDF reports! <br /> <br /> Personal and Professional versions available.";

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