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fDesc[0] = "Estate Planning Tools includes over 100 different calculation models in 15 areas: Trusts (includes our most comprehensive coverage of GRATs, QPRTS, GRUTs, Dynasty Trusts); Tools of Estate Planning (private annuities, SCINs); Charitable (charitable remainder unitrusts and annuity trusts), Estate Planning Techniques (§6166, §303, installment sales, group term cost); Retirement, Taxes, Present/Future Value Calcs, Valuation, Investment, Inflation, Real Estate, Insurance, Net Worth, Financial Goals, and Budgeting. The program calculates state death taxes (using Brentmark's State Death Tax Manager feature) in addition to the federal estate tax. The program has been updated for the 2010 Tax Relief Act with the new estate tax and income tax rates.";

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