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fDesc[0] = "Show clients the taxes due if they take a direct distribution from their plan. Compare the lump sum payout consequences with the benefits of rolling over to an IRA. Project the income that can be received before and after tax, using real IRS tax calculations.<br /> <br /> Unique opportunities for Roth conversions are just around the corner. Many savvy investors want to know if they can benefit by converting from a IRA to a Roth. This flexible conversion analysis includes the special 2010 case with taxes spread into 2011 and 2012. Reports show taxes paid either from the conversion funds or from outside sources. Calculations even show effects of converting the account over time versus one lump sum conversion.";

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