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fDesc[0] = "Money Folders is a great program that helps debit card users to setup and use an Envelope Style budget for the 21st century. This is not your ordinary budget/check register software but rather a powerful tool to regain control of your finances, that is based on the &quot;Envelope Budgeting&quot; system.<br /> Money Folders is not simply a budget creation tool. It is also your electronic checkbook. Use it to record all of your transactions and automatically pull those funds from the selected folder.";

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